Insurance and Financing

Our office works with most major dental insurances. We participate with many preferred provider organizations (PPOs). A partial list of these plans is below.

We do not participate in capitation plans or HMOs where insurance companies pay a fixed amount per “head”. We consider every patient to be a unique case and not just a “head”. These plans do not encourage treating you as an individual and are inconsistent with the way we practice dental profession.

Dental insurance often makes treatment more affordable, but it does not always cover all of the patient's costs.

We must emphasize that as your dental care provider, our relationship is with you (our patient), not with your insurance company. Your insurance policy is a contract between you, your employer, and your insurance company. Our office is not a party to that contract.

If payment is not received after 60 days or any claim that is denied by your insurance company, you, the patient will be responsible for paying the full amount.

To alleviate our patients' concerns about costs of treatment, our office routinely submits preauthorization Requests to insurance companies for extensive dental work. Once we receive an estimate of how much will be covered by the insurance provider, we then discuss it with our patient. We’re happy to discuss any questions you have about this sometimes vague topic! We assure you that we provide the highest quality of work and materials available for your new smile, at a fair and reasonable price.

Each dental insurance company establishes its own criteria for how much to pay of patient's insurance claim. For example, often a company's policy is to pay 100% of the fee for services such as dental exams, cleanings, and x-rays. For other, more extensive procedures (fillings, crowns, etc.), insurance companies often cover 50-80% of the fee. The patient is responsible for the remaining balance of the fee, called a co-payment. This co-payment and any annual deductible is what is owed by the patient. Many insurances frequently have a yearly maximum amount of benefits that caps their payments even if your treatment is otherwise eligible. These limits and coverages are set by the plan your employer has purchased for you from the insurance company. Keep in mind these are just a few general examples of the way some dental insurance plans work – our staff keeps up to date with the specific policies of the plans we participate with and informs our patients of their personal responsibility for payment prior to beginning treatment.

Insurance We Accept

  • Aetna Dental PPO
  • Ameritas Life
  • Assurant PPO
  • Blue Cross Blue Shield PPO
  • Cement Masons
  • C.S.E.A
  • Cigna PPO
  • Delta Dental PPO
  • Electrical Workers Local 3
  • Emblem Health
  • Fitzharris and Company
  • G.E.H.A
  • Guardian PPO
  • J.J Stanis and Co.
  • Local 147 Welfare Fund
  • Metlife Dental
  • Metropolitan
  • Newman Co.
  • Principal Financial PPO
  • Sunlife Financial
  • UFT
  • United Concordia
  • United Health Care

Payments We Accept

  • Cash
  • Visa
  • MasterCard
  • American Express
  • Discover

Financing Options

Find out if you are approved during your initial visit and begin using your account immediately.

Learn more at CareCredit.com

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Our Location

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Hours of Operation

Our Regular Schedule

Monday:

10:00 AM-7:00 PM

Tuesday:

10:00 AM-7:00 PM

Wednesday:

10:00 AM-7:00 PM

Thursday:

10:00 AM-7:00 PM

Friday:

10:00 AM-7:00 PM

Saturday:

9:00 am-3:00 pm

Sunday:

Closed